NOTICE NO. 1
THE COMPANIES ACT, CAP. 308
(Section 339)
NOTICE OF REVIVAL OF REGISTRATION PALM ROSA LIMITED
Company No.: 15468
In accordance with Section 339 (3) of the Companies Act, Cap. 308 Notice is hereby given that the registration of the above-mentioned external company has been revived by the Registrar of Companies with effect from March 15, 2018.
Dated this 12th day of May 2025.
DEREK WILLIAM HANKINSON.
NOTICE NO. 2
THE COMPANIES ACT, CAP. 308
(Section 342)
NOTICE OF CHANGE OF NAME
WSP USA Environment & Infrastructure Inc.
Company No. 38310
In accordance with section 342 (4)(b) of the Companies Act, Cap. 308 as amended, notice is hereby given that the name of the above-mentioned external company has been changed to WSP USA INC. with effect from February 18, 2025.
Dated this 2nd day of May, 2025.
TRICIA BECKLES
Deputy Registrar.
NOTICE NO. 3 BARBADOS
In the Matter of the Estate of
DOREEN BRADSHAW
Deceased
Pursuant to the Trustee Act, Cap. 250 of the Laws of Barbados Notice is given that all creditors and other persons having any claim or demands against the Estate of DOREEN BRADSHAW, Deceased, late of 153 Rutherford Court, Kanata, Ontario K2K 1N6 in the Dominion of Canada, formerly of Enterprise Main Road in the parish of Christ Church in this Island who died at The Ottawa Civic Hospital, 1053 Carling Avenue, Ottawa, Canada on the 9th day of July 2020, are hereby required to send such particulars in writing of their claims and demands to the undersigned, C/o Messrs. CARRINGTON & SEALY, “Belmont House”, Belmont Road, St. Michael, not later than the 14th day of July, 2025 after which date the Administratrix will distribute the property among the persons entitled thereto having regard only to the claims and demands of which the Administratrix shall then have had notice and the said Administratrix will not be liable for the property of the said deceased to any person or persons of whose claims and demands she shall not then have had notice. And all persons indebted to the said Estate are required to settle their indebtedness without delay.
Dated the 14th day of April, 2025. CELESTINE ANGELA MOE
Administratrix of the Estate of
DOREEN BRADSHAW, deceased CARRINGTON & SEALY
Attorneys-at-Law.
NOTICE NO. 4 BARBADOS
In the Matter of the Estate of
KEITH BERTRAM MOE
also known as KEITH MOE
Deceased
Pursuant to the Trustee Act, Cap. 250 of the Laws of Barbados Notice is given that all creditors and other persons having any claim or demands against the Estate of KEITH BERTRAM MOE also known as KEITH MOE late of No. 56 Water Hall Terrace No. 1 in the parish of Saint James who died at the Queen Elizabeth Hospital, St. Michael on the 15th day of November 2022, are hereby required to send such particulars in writing of their claims and demands to the undersigned, C/o Messrs. CARRINGTON & SEALY, “Belmont House”, Belmont Road, St. Michael, not later than the 14th day of July, 2025 after which date the Executors will distribute the property among the persons entitled thereto having regard only to the claims and demands of which the Executors shall then have had notice and the said Executors will not be liable for the property of the said deceased to any person or persons of whose claims and demands she shall not then have had notice. And all persons indebted to the said Estate are required to settle their indebtedness without delay.
Dated the 14th day of April, 2025. CELESTINE ANGELA MOE
Executor of the Estate of
KEITH BERTRAM MOE
also known as KEITH MOE, deceased CARRINGTON & SEALY
Attorneys-at-Law.
NOTICE NO. 4 (third publication)
Land (Title Proceedings) Act, 2011 (Act 2011-7)
FORM 3
NOTICE OF APPLICATION FOR DECLARATION OF OWNERSHIP AND CERTIFICATE OF TITLE IN RESPECT OF
ALL THAT land situate at Retreat Road in the parish of Saint Lucy comprising of 951.7 square metres or thereabouts.
SUPREME COURT OF BARBADOS IN THE HIGH COURT OF JUSTICE
CLAIM NO. CIV1227/2024
IN THE MATTER THE LAND (TITLE PROCEEDINGS)
ACT, 2011 (Section 3);
AND IN THE MATTER ALL THAT land situate at Retreat Road in the parish of Saint Lucy in this Island as shown on a Plan made and certified on the 9th day of October 2023 by Romel H. Best, Land Surveyor said to contain by admeasurement
951.7 square metres Abutting and Bounding towards the North on the lands now or formerly of Donna Hinds towards the East on a Public Road called “Retreat Road” towards the South on the lands now or formerly of Marcella Archer and Ekins Griffith respectively and towards the West on the lands now or formerly of Anthony Johnson and Vera Johnson respectively or however else the same may abut and bound on the said Plan together with the dwellinghouse thereon.
TAKE NOTICE that DEBRA LAMAR ELCOCK of 42 Gloucester Square, Melksham, Wiltshire, SN12 7NJ in the United Kingdom has applied to the High Court for a Declaration of her Ownership and a Certificate of the Title in respect of the property described above.
Any person having any adverse claim, lien or charge or right or interest against the said land should submit the claim duly authenticated on oath to the Registrar of the Supreme Court, White Park Road, Bridgetown, Saint Michael on or before the 30th day of June, 2025.
Any other person who has any information relating to the ownership of the said land is invited to give such information in writing to the Registrar of the Supreme Court, Bridgetown on or before the 30th day of June, 2025.
Dated the 7th day of April, 2025.
DIANNA BOYAN-PERSAUD
MOSELEY PERSAUD ATTORNEYS
Attorneys-at-Law for the Claimant
whose place of business and address for service is
“Letchworth House”, Building 2, The Garrison, BB 14038.
Guardian Life of The Caribbean Limited
Abridged Non-Consolidated Financial Statements
Year ended 31st December, 2024
Expressed in Trinidad and Tobago Dollars
INDEPENDENT AUDITOR’S REPORT ON THE ABRIDGED NON-CONSOLIDATED FINANCIAL STATEMENTS
To the shareholders of Guardian Life of The Caribbean Limited
Our opinion
In our opinion, the accompanying abridged non-consolidated financial statements of Guardian Life of The Caribbean Limited (the Company) are consistent, in all material respects, with the audited non-consolidated financial statements, on the basis described in
ABRIDGED NON-CONSOLIDATED
STATEMENT OF FINANCIAL POSITION
Restated Restated 31 Dec 31 Dec 1 Jan
2024 2023 2023
$’000 $’000 $’000
Assets
Property, plant and equipment 181,625 181,839 194,474
Right-of-use assets 7,700 8,065 13,689
Investment properties 280,484 283,939 277,493
Investment in subsidiaries 144,516 139,570 139,570
| note 2. | Investment securities Investment securities of | 10,821,050 | 10,521,260 | 9,622,232 |
| mutual fund unit holders | 116,011 | 106,072 | 97,444 | |
| The abridged non-consolidated financial statements | Loans and receivables | 241,088 | 218,243 | 207,986 |
| The Company’s abridged non-consolidated financial statements | Pension plan assets | 6,181 | 4,948 | 6,615 |
| derived from the audited non-consolidated financial statements for | Deferred tax assets | 19,511 | 17,883 | 22,614 |
| the year ended 31 December 2024 comprise: | Insurance contract assets | 145,754 | 71,684 | 86,163 |
| the abridged non-consolidated statement of financial position as | Reinsurance contract assets | 87,938 | 111,299 | 48,072 |
| at 31 December 2024; | Taxation recoverable | 38,840 | 37,883 | 37,379 |
| the abridged non-consolidated statement of income for the year | Cash and cash equivalents | 911,856 | 674,990 | 1,012,669 |
| then ended; | Cash and cash equivalents | |||
| the abridged non-consolidated statement of comprehensive | of mutual fund unit holders | 1,122 | 43,009 | 285,490 |
income for the year then ended;
- the abridged non-consolidated statement of changes in equity for the year then ended;
- the abridged non-consolidated statement of cash flows for the year then ended; and
- the related notes to the abridged non-consolidated financial statements.
The abridged non-consolidated financial statements do not contain all the disclosures required by IFRS Accounting Standards. Reading the abridged non- consolidated financial statements and the auditor’s report thereon, therefore, is not a substitute for reading the audited non-consolidated financial statements and the auditor’s report thereon. The audited non-consolidated financial statements, and the abridged non-consolidated financial statements, do not reflect the effects of events that occurred subsequent to the date of our report on the audited non-consolidated financial statements.
The audited non-consolidated financial statements and our report thereon
We expressed an unmodified audit opinion on the audited non- consolidated financial statements in our report dated 1 May 2025
Management responsibility for the abridged non-consolidated financial statements
Management is responsible for the preparation of the abridged non- consolidated financial statements on the basis described in note 2.
Auditor’s responsibility
Our responsibility is to express an opinion on whether the abridged non-consolidated financial statements are consistent, in all material respects, with the audited non-consolidated financial statements based on our procedures, which were conducted in accordance with International Standard on Auditing 810 (Revised), ‘Engagements to Report on Summary Financial Statements’.
Port of Spain Trinidad, West Indies 1 May 2025
Total assets 13,003,676 12,420,684 12,051,890
Equity and liabilities
Share capital 100,465 100,465 100,465
Reserves 131,542 18,416 55,486
Retained earnings 1,448,921 1,338,108 1,416,166
Total equity 1,680,928 1,456,989 1,572,117
| Liabilities Insurance contract liabilities | 9,880,097 | 9,568,744 | 8,998,596 |
| Reinsurance contract liabilities | 1,396 | 818 | 8,712 |
| Lease liabilities | 9,567 | 11,850 | 19,534 |
| Investment contract liabilities | 1,038,704 | 1,025,417 | 1,073,848 |
| Pension plan liabilities Post-retirement medical benefit obligations | 18,985 35,581 | 11,311 33,024 | 23,352 34,545 |
| Deferred tax liabilities | 25,513 | 25,482 | 22,945 |
| Provision for taxation | 170,287 | 156,093 | 150,831 |
| Other liabilities | 142,618 | 130,956 | 147,410 |
| Total liabilities | 11,322,748 | 10,963,695 | 10,479,773 |
| Total equity and liabilities | 13,003,676 | 12,420,684 | 12,051,890 |
The accompanying notes form an integral part of these abridged non-consolidated financial statements.
On 30 April 2025, the Board of Directors of Guardian Life of The Caribbean Limited authorised these abridged non-consolidated financial statements for issue.
Director: Director:
Guardian Life of The Caribbean Limited
Abridged Non-Consolidated Financial Statements
Year ended 31st December, 2024
Expressed in Trinidad and Tobago Dollars
ABRIDGED NON-CONSOLIDATED STATEMENT OF INCOME
Restated
2024 2023
$’000 $’000
Insurance revenue 1,513,540 1,377,600
Insurance service expenses (1,335,585) (1,453,768)
Net (expenses)/income from
reinsurance contracts held (56,514) 143,183
Insurance service result 121,441 67,015
Investing activities
Investment income from financial
assets measured at amortised cost 181,295 179,930 Investment income from financial
assets measured at fair value
through profit or loss 340,620 313,713 Net realised gains/(losses) on
financial assets 3,789 (4,992)
Net fair value gains 114,849 170,296
Fee income 2,479 1,785
Other income 27,145 34,081 Net impairment losses on financial assets (24,620) (6,669) Investment contract benefits (26,843) (26,041)
Net income from investing activities 618,714 662,103 Finance expenses from insurance
ABRIDGED NON-CONSOLIDATED
STATEMENT OF COMPREHENSIVE INCOME
Restated
2024 2023
$’000 $’000
Profit for the year 202,542 61,874
Other comprehensive income/(loss) Items that may be reclassified subsequently to profit or loss:
Exchange differences on translating
foreign operations (2,309) (21,013)
Finance income/(expenses) from
insurance contracts issued 111,945 (12,063)
Net other comprehensive income/ (loss) that may be reclassified
subsequently to profit or loss 109,636 (33,076)
Items that will not be reclassified subsequently to profit or loss:
| Gains/(losses) on property revaluation | 3,490 | (3,994) |
| Remeasurement of pension plans | (10,404) | 6,787 |
| Remeasurement of post-retirement | ||
| medical benefit obligations | (728) | 3,711 |
Taxation relating to components of
other comprehensive income 403 (1,030)
| contracts issued Finance income/(expenses) from reinsurance contracts held (352,555) 1,574 (475,211) (2,549) Net other comprehensive (loss)/ income that will not be reclassified subsequently to profit or loss (7,239) 5,474 Net insurance finance expenses (350,981) (477,760) Other comprehensive income/ Net income from all activities 389,174 251,358 (loss) for the period, net of tax 102,397 (27,602) Operating expenses (137,602) (152,379) Total comprehensive income for |
Finance charges (884) (1,135)
Profit before taxation 250,688 97,844
Taxation (48,146) (35,970)
Profit for the year 202,542 61,874
The accompanying notes form an integral part of these abridged non-consolidated financial statements.
the period, net of tax 304,939 34,272
The accompanying notes form an integral part of these abridged non-consolidated financial statements.
ABRIDGED NON-CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
Share Retained Total
capital Reserves earnings equity
$’000 $’000 $’000 $’000
Balance at 1 January 2024 100,465 18,416 1,338,108 1,456,989
Total comprehensive income – 113,126 191,813 304,939 Dividends – – (81,000) (81,000)
Balance at 31 December 2024 100,465 131,542 1,448,921 1,680,928
Balance at 1 January 2023 – as previously reported 100,465 55,486 1,450,617 1,606,568 Restatements (Note 6) – – (34,451) (34,451)
Balance at 1 January 2023 – as restated 100,465 55,486 1,416,166 1,572,117
Total comprehensive (loss)/income – (37,070) 71,342 34,272 Dividends – – (149,400) (149,400)
Balance at 31 December 2023 – as restated 100,465 18,416 1,338,108 1,456,989 The accompanying notes form an integral part of these abridged non-consolidated financial statements.
Guardian Life of The Caribbean Limited
Abridged Non-Consolidated Financial Statements
Year ended 31st December, 2024
Expressed in Trinidad and Tobago Dollars
ABRIDGED NON-CONSOLIDATED STATEMENT OF CASH FLOWS
Restated
2024 2023
$’000 $’000
Cash flows from operating activities
Profit before taxation 250,688 97,844 Adjustment for specific items included
on the accruals basis:
– Finance charges 884 1,135
– Investment income (531,757) (503,485)
Adjustment for non-cash items (70,493) (130,281)
Interest received 453,277 424,182
Dividends received 72,450 78,616
Operating profit/(loss) before changes
in operating assets/liabilities 175,049 (31,989)
Change in insurance contract
assets/liabilities 349,229 572,564 Change in reinsurance contract
assets/liabilities 23,939 (71,122)
Net increase/(decrease) in
investment contracts 13,287 (48,431)
Purchase of investment securities (2,831,210) (4,811,189)
Proceeds from sale of
investment securities 2,652,931 4,049,358 Purchase of/additions to
investment properties (1,643) (61)
Proceeds from sale of
investment property 5,080 –
Net (increase)/decrease in
loans and receivables (3,766) 4,169 Net increase in other operating
assets/liabilities (54,107) (58,652)
Cash generated from/(used)
in operating activities 328,789 (395,353)
Interest paid (889) (1,184)
Net taxation paid (35,861) (24,982)
Net cash generated from/(used)
in operating activities 292,039 (421,519)
Cash flows from investing activities
Investment in subsidiary (4,946) –
Purchase of property, plant
and equipment (6,608) (5,123)
Proceeds on sale of property, plant
and equipment 13 102
Net cash used in investing activities (11,541) (5,021)
Cash flows from financing activities
Payment of principal portion of
lease liabilities (5,834) (5,605)
Dividends paid to equity holders of
the company (81,000) (149,400)
Net cash used in financing activities (86,834) (155,005)
Net increase/(decrease) in cash
and cash equivalents 193,664 (581,545)
The accompanying notes form an integral part of these abridged non-consolidated financial statements.
NOTES TO THE ABRIDGED NON-
CONSOLIDATED FINANCIAL STATEMENTS
- Incorporation and principal activities of the Company
Guardian Life of The Caribbean Limited (‘the Company’) was incorporated in Trinidad and Tobago on 30 December 1980 and operates under the provisions of the Insurance Act of 2018 which came into effect on January 1st 2021. Prior to the commencement of the new legislation, the Company operated under the provisions of the Insurance Act of 1980. The Company is engaged in the underwriting of all classes of long-term insurance business and personal accident business, as defined in the Insurance Act 1980 of Trinidad and Tobago, and associated investment activities. The Company is wholly owned by Guardian Insurance Limited, which is a subsidiary of Guardian Holdings Limited (“GHL”). Both companies are incorporated in the Republic of Trinidad and Tobago.
The address of the registered office is 1 Guardian Drive, Westmoorings S.E., Trinidad and Tobago.
GHL is 61.77% (2023:61.77%) owned by NCB Global Holdings Limited (‘NCBGH’ and the ‘Parent’), a limited liability holding company, which was incorporated in Trinidad and Tobago in December 2017. NCBGH is 100% owned by NCB Financial Group Limited (‘NCBFG’). NCBFG was incorporated in Jamaica in April 2016 and is the financial holding company for the NCB Group. NCBFG is 47.14% (2023: 49.58%) owned by AIC
(Barbados) Limited and the ultimate parent company is Portland Holdings Inc., incorporated in Canada. Portland Holdings Inc. is controlled by Hon. Michael A. Lee-Chin, O.J., a director of the Company.
The NCB Financial Group provides a diversified range of financial services through its subsidiaries and associates.
- Basis of Preparation
The abridged non-consolidated financial statements are prepared in accordance with the Guideline on the Publication of Abridged Financial Statements issued by the Central Bank of Trinidad and Tobago.
The abridged non-consolidated financial statements are derived from the Company’s non-consolidated audited financial statements which are prepared in accordance with IFRS Accounting Standards (previously referred to as International Financial Reporting Standards).
The abridged non-consolidated statement of financial position as at 31 December 2024 and abridged non-consolidated statements of income, comprehensive income, changes in equity and cash flows for the year then ended were exactly re-produced from the Company’s audited non-consolidated financial statements. However, the disclosures within the abridged non-consolidated financial statements were limited to disclosures that were deemed material and necessary to present a true and fair view of the Company’s performance through a succinct lens.
The abridged non-consolidated financial statements have been prepared in accordance with the accounting policies set out in the respective notes of the audited non-consolidated financial statements consistently applied from period to period. All new and amended accounting standards and interpretations that are mandatory for the periods disclosed and which are relevant to the Company have been adopted.
Guardian Life of The Caribbean Limited
Abridged Non-Consolidated Financial Statements
Year ended 31st December, 2024
Expressed in Trinidad and Tobago Dollars
NOTES TO THE ABRIDGED NON-
CONSOLIDATED FINANCIAL STATEMENTS (CONTINUED)
- Basis of Preparation (continued)
These abridged non-consolidated financial statements are prepared solely for statutory purposes and do not reflect the consolidation of the accounts of subsidiary companies.
The abridged non-consolidated financial statements have been prepared on a going concern basis.
The Company’s audited non-consolidated financial statements are available for any user on the Company’s website or can be accessed at the Company’s office during normal business hours.
- Functional and Presentation Currency
Items included in the Company’s abridged non-consolidated financial statements are measured using the currency of the primary economic environment in which the entity operates (the ‘functional’ currency). The abridged non-consolidated financial statements are presented in Trinidad and Tobago dollars, rounded to the nearest thousand, which is the Company’s functional and presentation currency.
- Contingent liabilities Taxation
There may be a possible obligation that may arise for the interest and penalties relating to the tax on future distributions. The existence of this obligation will be confirmed only by the occurrence or non-occurrence of one or more uncertain future events not wholly within the control of the Company.
Legal proceedings
The Company is a defendant in various legal actions. In the opinion of the Directors, after taking appropriate legal advice, the outcome of such actions will not give rise to any significant loss.
- Related party disclosures
Parties are considered to be related if one party has the ability to control the other party or exercise significant influence over the other party in making financial or operational decisions. The ultimate parent of the Company is Portland Holdings Inc.
5. Related party disclosures (continued)
A number of transactions are entered into with related parties in the normal course of business.
2024 2023
$’000 $’000
Due from parent and affiliated companies
Guardian Insurance Limited 25,494 25,494
Affiliated companies 52,099 32,571
77,593 58,065
Due to parent and affiliated companies
Guardian Holdings Limited 156 – Affiliated companies 332 492
| The following transactions were carried out with related parties: (a) Interest income from: – Key associates 10,232 12,550 (b) Dividend income from: – Parent company 3,223 – – Other related parties 2,799 1,100 – Key associates 7,355 7,710 (c) Financial assets of: – Key associates 205,719 215,374 – Parent company 65,873 92,762 – Other related parties 60,598 61,516 (d) Key management personnel compensation: – Salaries and other short-term employee benefits 7,032 10,243 – Post-employment benefits 531 257 – Other long-term benefits (27) 1,178 Loans to key management of the Company: Balance at beginning of year 22,882 27,742 Loans advanced during the year 52 2,753 Loan repayments received (9,346) (7,613) Interest charged 933 1,141 Interest received (916) (1,141) Exchange rate adjustments 10 – Balance at end of year 13,615 22,882 |
488 492
| Non-Consolidated Statement of Financial Position (2023) | As | |||
| Assets | previously reported $’000 | Restatement Note 1 $’000 | Restatement Note 2 $’000 | Restated Balances $’000 |
| Property, plant and equipment | 181,839 | – | – | 181,839 |
| Right-of-use assets | 8,065 | – | – | 8,065 |
| Investment properties | 283,939 | – | – | 283,939 |
| Investment in subsidiaries | 139,570 | – | – | 139,570 |
| Investment securities | 10,521,260 | – | – | 10,521,260 |
| Investment securities of mutual fund unit holders | 106,072 | – | – | 106,072 |
| Loans and receivables | 229,351 | (11,108) | – | 218,243 |
| Pension plan assets | 4,948 | – | – | 4,948 |
| Deferred tax assets | 17,883 | – | – | 17,883 |
| Insurance contract assets | 71,684 | – | – | 71,684 |
| Reinsurance contract assets | 114,582 | (4,089) | 806 | 111,299 |
| Taxation recoverable | 37,883 | – | – | 37,883 |
| Cash and cash equivalents | 674,990 | – | – | 674,990 |
| Cash and cash equivalents of mutual fund unit holders | 43,009 | – | – | 43,009 |
| Total assets | 12,435,075 | (15,197) | 806 | 12,420,684 |
| Equity and liabilities | ||||
| Share capital | 100,465 | – | – | 100,465 |
| Reserves | 18,416 | – | – | 18,416 |
| Retained earnings | 1,422,947 | (109,381) | 24,542 | 1,338,108 |
| Total equity | 1,541,828 | (109,381) | 24,542 | 1,456,989 |
| Liabilities | ||||
| Insurance contract liabilities | 9,491,536 | 100,944 | (23,736) | 9,568,744 |
| Reinsurance contract liabilities | 818 | – | – | 818 |
| Lease liabilities | 11,850 | – | – | 11,850 |
| Investment contract liabilities | 1,025,417 | – | – | 1,025,417 |
| Pension plan liabilities | 11,311 | – | – | 11,311 |
| Post-retirement medical benefit obligations | 33,024 | – | – | 33,024 |
| Deferred tax liabilities | 25,482 | – | – | 25,482 |
| Provision for taxation | 156,093 | – | – | 156,093 |
| Other liabilities | 137,716 | (6,760) | – | 130,956 |
| Total liabilities | 10,893,247 | 94,184 | (23,736) | 10,963,695 |
| Total equity and liabilities | 12,435,075 | (15,197) | 806 | 12,420,684 |
| previously reported $’000 | Restatement Note 1 $’000 | Restatement Note 2 $’000 | Restated Balances $’000 | |
| Cash flows from investing activities | ||||
| Purchase of property, plant and equipment | (5,123) | – | – | (5,123) |
| Proceeds on sale of property, plant and equipment | 102 | – | – | 102 |
| Net cash used in investing activities Cash flows from financing activities | (5,021) | – | – | (5,021) |
| Payment of principal portion of lease liabilities | (5,605) | – | – | (5,605) |
| Dividends paid to equity holders of the company | (149,400) | – | – | (149,400) |
| Net cash used in financing activities | (155,005) | – | – | (155,005) |
| Net (decrease)/increase in cash and cash equivalents | (581,545) | – | – | (581,545) |
| Non-Consolidated Statement of Financial Position (2022) | ||||
| As | ||||
| previously | Restatement | Restatement | Restated | |
| reported | Note 1 | Note 2 | Balances | |
| $’000 | $’000 | $’000 | $’000 | |
| Assets | ||||
| Property, plant and equipment | 194,474 | – | – | 194,474 |
| Right-of-use assets | 13,689 | – | – | 13,689 |
| Investment properties | 277,493 | – | – | 277,493 |
| Investment in subsidiaries | 139,570 | – | – | 139,570 |
| Investment securities | 9,622,232 | – | – | 9,622,232 |
| Investment securities of mutual fund unit holders | 97,444 | – | – | 97,444 |
| Loans and receivables | 217,311 | (9,325) | – | 207,986 |
| Pension plan assets | 6,615 | – | – | 6,615 |
| Deferred tax assets | 22,614 | – | – | 22,614 |
| Insurance contract assets | 86,163 | – | – | 86,163 |
| Reinsurance contract assets | 48,955 | (1,553) | 670 | 48,072 |
| Taxation recoverable | 37,379 | – | – | 37,379 |
| Cash and cash equivalents | 1,012,669 | – | – | 1,012,669 |
| Cash and cash equivalents of mutual fund unit holders | 285,490 | – | – | 285,490 |
| Total assets | 12,062,098 | (10,878) | 670 | 12,051,890 |
| Equity and liabilities | ||||
| Share capital | 100,465 | – | – | 100,465 |
| Reserves | 55,486 | – | – | 55,486 |
| Retained earnings | 1,450,617 | (63,671) | 29,220 | 1,416,166 |
| Total equity | 1,606,568 | (63,671) | 29,220 | 1,572,117 |
| Liabilities | ||||
| Insurance contract liabilities | 8,974,353 | 52,793 | (28,550) | 8,998,596 |
| Reinsurance contract liabilities | 8,712 | – | – | 8,712 |
| Lease liabilities | 19,534 | – | – | 19,534 |
| Investment contract liabilities | 1,073,848 | – | – | 1,073,848 |
| Pension plan liabilities | 23,352 | – | – | 23,352 |
| Post-retirement medical benefit obligations | 34,545 | – | – | 34,545 |
| Deferred tax liabilities | 22,945 | – | – | 22,945 |
| Provision for taxation | 150,831 | – | – | 150,831 |
| Other liabilities | 147,410 | – | – | 147,410 |
| Total liabilities | 10,455,530 | 52,793 | (28,550) | 10,479,773 |
| Total equity and liabilities | 12,062,098 | (10,878) | 670 | 12,051,890 |
| Probate Advertisements | |
| NOTICE NO. 5 BARBADOS IN THE SUPREME COURT OF JUDICATURE High Court – Civil Jurisdiction In the Estate of MONICA ANITA WATKINS also known as MONICA WATKINS Deceased PUBLIC NOTICE is hereby given that an application is being made for the following Grant of Probate namely:- PROBATE of the Last Will and Testament dated the 13th day of April, 2016 of MONICA ANITA WATKINS also known as MONICA WATKINS, deceased late of Richards Land, Bush Hall in the parish of Saint Michael in this Island who died at the Queen Elizabeth Hospital, Martindales Road in the parish of Saint Michael in this Island on the 25th day of September, 2016 by DENNIS BOYCE who is one of the Executors named in the Will of the deceased. An application shall be submitted to the Registrar of the Supreme Court fourteen (14) days from the date of Notice in the Official Gazette and from the date of the second notice of this advertisement. Dated this the 6th day of April 2025. GEORGE WALTON PAYNE & CO. Attorneys-at-Law for the Applicant. | NOTICE NO. 6 BARBADOS IN THE SUPREME COURT OF JUDICATURE High Court In the Estate of LOREEN LORETTA TAYLOR also known as LOREEN TAYLOR PUBLIC NOTICE is hereby given that an application is being made for the following Grant of Probate namely:- PROBATE of the Will dated the 5th day of November, 2024 of LOREEN LORETTA TAYLOR also known as LOREEN TAYLOR late of #31 Frere Pilgrim South in the parish of Christ Church in this Island who died at 31 Frere Pilgrim, Christ Church on the 18th day of February 2025 by MICHAEL DECOURCEY SEALEY and REUBEN ST. HILARE BRATHWAITE, the Executors named in the Will of the said deceased. Application shall be submitted to the Supreme Court fourteen (14) days from the date of Notice in the Official Gazette and from the date of the second notice of advertisement. Dated the 8th day of May, 2025. CARRINGTON & SEALY Attorneys-at-Law. |
NOTICE NO. 7 BARBADOS
IN THE SUPREME COURT OF JUDICATURE
High Court Civil Division
In the Estate of
GILBERTÉ BÉRUBÉ also known as GILBERTÉ GARIÉPY BÉRUBÉ also known as GILBERTÉ ALICE MARIE BÉRUBÉ
Deceased
PUBLIC NOTICE is hereby given that an application is being made for the following Grant of Letters of Administration namely:-
LETTERS OF ADMINISTRATION to the Estate
of GILBERTÉ BÉRUBÉ also known as GILBERTÉ GARIÉPY BÉRUBÉ also known as GILBERTÉ ALICE
MARIE BÉRUBÉ late of 12 Ascot Avenue, Gibbs in the parish of Saint Peter in this Island who died at Queen Elizabeth Hospital in the parish of Saint Michael in this Island on the 4th day of June 2021 by ANDRÉ MARCEL BÉRUBÉ (also known as ANDRÉ MARCEL JOSEPH BÉRUBÉ) who is the widower of the deceased.
An application shall be submitted to the Supreme Court fourteen (14) days from the date of Notice in the Official Gazette and from the date of the second notice of advertisement.
Dated the 5th day of May 2025.
CAROL HANSCHELL
Hanschell & Company Attorneys-at-Law.
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NOTICE NO. 1
Vacation Leave
The Hon. Mr. Justice Leslie Haynes, Chief Justice has been granted one (1) day’s vacation leave on 2nd May, 2025 and four (4) days’ duty leave from 3rd to 6th May, 2025, to attend a meeting of the Caribbean Court of Justice Trust Fund Board of Trustees, to be held in Trinidad and Tobago.
The Hon. Madam Justice Shona Griffith, Judge of the High Court, has been granted sixteen (16) days’ vacation leave from 22nd April, 2025 to 9th May, 2025.
The Hon. Madam Justice Victoria Charles-Clarke, Justice of Appeal, has been granted fourteen (14) days’ vacation leave from 29th April, 2025 to 13th May 2025.
Acting Appointments
The Hon. Mr. Justice Francis Belle, Justice of Appeal, has be appointed to act as Chief Justice for the period 1st to 6th May, 2025.
The Hon. Mr. Justice Barry Carrington, Judge of the High Court will be appointed to act as Judge of the High Court, with effect from 1st May, 2025 to 30th April, 2028.
GOVERNMENT NOTICE
Appointment of Members to the Criminal Records (Rehabilitation of Offenders) Board
In accordance with the provisions of Section 11(2), paragraph 1 of the Second Schedule to the Criminal Records (Rehabilitation of Offenders) Act, the Attorney General, the Hon. Dale Marshall, S.C., M.P., has appointed the following persons to be Members of the Criminal Records (Rehabilitation of Offenders) Board for a three-year term effective February 21, 2025 to February 20, 2028:
Madame Justice Laurie-Ann Smith-Bovell – Chairperson Mr. Kemar Cumberbatch – Member
Ms. Tracey Squires-Clarke – Member
Mr. Richard Duesbury – Member The Commissioner of Police or nominee – Member
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